Contracting FAQs

Get an answer to your question

• How long does the contracting process take?

  Contracting typically takes one to three weeks, depending on the carrier and completion of state background checks. Some carriers may permit immediate submission in certain states. Producers must confirm with NFI that they are authorized before soliciting or submitting business.

• What paperwork or information do I need to get started?

  You will typically need your license information, E&O coverage, banking details for commissions, and basic personal information.

• Do I need to be appointed with each carrier individually?

  Yes, each carrier requires its own appointment, but we help streamline the process, so you are not managing it alone.

• Are there any upfront costs or fees for contracting?

  NFI Solutions does not charge contracting fees. Outside licensing, education, background-check, or similar third-party expenses may still apply.

• Can I transfer my existing contracts to your agency?

  In many cases, yes. We can help you review your current contracts and guide you through the transfer process if needed.

• Will my commission levels change if I contract through you?

  NFI offers producers up to 100% of the carrier’s top street-level commission schedule, subject to the applicable carrier, product and contract terms.

• Do you offer non-resident state licensing support?

  Yes, we can guide you through the process of obtaining non-resident licenses so you can expand your business.

• How do I know which carriers I should contract with?

  We help you choose carriers based on your business goals, target market, and the products you want to offer.

• Is there training provided after I get contracted?

  Yes, you will have access to product training, case design support, and guidance on client conversations. Our training never ends; we guide and support you wherever you need it.

• Who do I contact if I need help during or after the contracting process?

  You will have direct access to our team for support, so you can get help quickly whenever you need it.

• What is NFI Solutions’ role in my contracting process?

  NFI Solutions serves as your IMO and back-office support partner. We manage carrier relationships, process appointments, assist with case design, provide product guidance, and help ensure your life and annuity business moves efficiently from start to finish.

• What does it mean to be contracted with NFI Solutions?

  It means you have access to our carrier portfolio, licensing and contracting support, training resources, and ongoing guidance designed to help you grow your business. We prioritize our own; when we say we want the best for you, we truly mean it — our greatest success is the growth of your business.